Skip Navigation
IMPORTANT: This is a Web Standards compliant site. The proper design and layout is only visible in a graphical browser that supports Web Standards. The content, however, is accessible to any modern browser or Internet device with JavaScript capability enabled. If you are having problems viewing this site, or suspect that it is not displaying properly, you may want to upgrade to a Web Standards compliant browser. For more information visit the Web Standards Project.

Merchant Services

It's almost impossible to run a successful business these days without offering your customers the convenience of alternate means of payment. If your business doesn't yet accept Visa, MasterCard, Discover, American Express, gift cards or check authorization services, we offer a wide range of options.

Merchant Services for Businesses

01. What is a Merchant Account?

A merchant account enables your business to accept credit and debit cards as another means of payment. There are many ways to process credit and debit cards and we can help you select the best process for your business.

02. Eligibility

If you operate a business within the United States, you may apply for a Butte Community Bank merchant account. Merchant accounts must have a Butte Community Bank business checking account for the processing of deposits, fees, and adjustments. In some cases, a reserve account may be required. All applications are subject to credit approval.

30-Day Risk Free Trial Offer!

Limited Time Offer!
  • Free installation.
  • No monthly service fee for first 30 days.*
  • Offer valid for one single-terminal installation.
  • Offer expires July 31, 2008.
  • Certain restrictions apply. Call for details.
  • 1-888-546-0009

Types of Merchant Accounts

  • Card-Present Merchant Account
    Card present at the time of the sale.
  • Card-Not Present Merchant Account
    Card is not present at all and the sale was placed via a telephone call or another means of communication.
  • Wireless Merchant Account
    Card present transactions are processed using a wireless service terminal.
  • Internet Merchant Account
    Transactions are processed via the Internet using a gateway which allows consumers to make purchases online.

Merchant Account Features and Benefits

  • Competitive pricing
  • Local merchant service
  • Personal account manager
  • Trusted experience
  • Extensive product options
  • Comprehensive personal training for you and your employees
  • Detailed reporting
  • Secure online access to your merchant account activity and statements
  • E-Commerce tools
  • Stored value and gift cards
  • E-Checks
  • Electronic check conversion and check guarantee service
  • Legal age verification service
  • ATM placement

Documentation

Contact

Fine Print
* Offer of no monthly service fee for first 30 days applies only to Bank's regular monthly merchant service charge. It does not include interchange charges, authorization fees, settlement fees, association fees, charge backs and any applicable discount rate.