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We're with you every step of the way.

Home improvement loans, vehicle loans, equity lines, construction loans and overdraft protection programs. It's all right here.

Consumer Loans

01. Lines of Credit

  • Access funds by credit line checks, overdraft or cash.
  • Available cash whenever you need it, wherever you need it.
  • No annual fee.
  • The line can be renewed annually, subject to credit approval.
  • Can be unsecured, collateralized, or secured by real estate.
  • Convenient, worry-free purchasing power.
  • Money can be used for any purpose.

02. Equity Lines of Credit

  • Borrow up to 80% of the value of your home.
  • Low interest rates.
  • Minimal loan processing fees.
  • Convenient, unrestricted use of funds.
  • Instant access with Equity Line Checks.
  • Interest may be tax-deductible; consult your tax advisor regarding deductibility of interest and other fees or charges.

03. Vehicle Loans

  • Affordable monthly payment terms.
  • Convenient and fast local loan help.
  • Competitive interest rates.
  • Loans also available for motorcycles and all-terrain vehicles (ATVs).

04. Home Improvement and Home Equity Loans

  • Borrow up to 80% of the value of your home.
  • Monthly payment terms arranged.
  • Low fixed interest rates.
  • Minimal loan processing fees.
  • Payments can be deducted from any Butte Community Bank account.
  • Know exactly what your payment will be.
  • Interest may be tax-deductible; consult your tax advisor regarding deductibility of interest and other fees or charges.
  • Loan decisions are made locally and quickly.
  • Use the money for college, a wedding, a car, or home improvements.

05. Construction Loans

  • Low fixed interest rates.
  • Roll over to long-term financing through the Butte Community Bank Real Estate Loan Department.
  • Loan decisions are made locally and promptly.
  • Ten (10) draws and inspections.
  • Project can be completed by owner/builder or general contractors.