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Plan well. Dream big.

Butte Community Bank is a Preferred Lender with the Small Business Administration (SBA) and a Certified Lender under the USDA Business and Industry (B & I) Loan Program.

Government Guaranteed Lending Programs

01. Small Business Administration (SBA) Loan Program

  • SBA 7(a) Loans
    • Purpose: Business start-ups, expansions and acquisitions.
    • Structure: Lender provides the loan with an SBA guarantee.
    • Eligibility: Most new and existing for-profit businesses qualify.
    • Loan amounts: Up to $2,000,000.
  • SBA 504 Loans
    • Purpose: Business start-ups, expansions and acquisitions.
      • Fixed-asset purchase only.
    • Structure:
      • 50% bank loan.
      • 40% SBA 504 loan.
      • 10% borrower down.
    • Eligibility: Most new and existing for-profit businesses qualify.
    • SBA 504 loan contribution: Up to $4,000,000.

02. USDA Business and Industry (B & I) Loan Program

  • Business & Industry Loans
    • Purpose: Business start-ups, expansions and acquisitions.
      • Business must be in a rural area.
    • Structure: Lender provides the loan with a USDA guarantee.
    • Eligibility: Business must be in a rural area.
      • 50,000 or less population.
    • Loan Amounts: $500,000 - $10,000,000.

03. Give us a call:

  • Chico: Government Loan Center (530) 566-1059
  • Chico: Glenn Rilinger (530) 566-1059
  • Chico: Sue Juanarena (530) 566-1059